Search and compare guidelines from Fannie Mae, Freddie Mac, HUD, and VA. Find the information you need quickly and efficiently.
Essential resources for mortgage professionals
Find specific loan guidelines quickly with our advanced search
Access your bookmarked guidelines for quick reference
Stay informed about the latest guideline changes
Find county assessors and FEMA flood data by address
41 guidelines found
Comprehensive guidelines for verifying borrower income including salary, self-employment, rental income, and other sources. Covers documentation requirements, calculation methods, and acceptable income types for conventional mortgage loans.
Detailed credit scoring requirements including minimum FICO scores, credit history evaluation, and compensating factors. Includes guidelines for borrowers with limited credit history and credit repair documentation.
Federal Housing Administration guidelines for property eligibility, appraisal standards, and safety requirements. Covers manufactured homes, condominiums, and single-family properties under FHA programs.
Veterans Affairs loan eligibility criteria including service requirements, Certificate of Eligibility process, and entitlement calculations. Covers active duty, veterans, and surviving spouses eligibility standards.
Guidelines for calculating front-end and back-end debt-to-income ratios, including acceptable debt types, exclusions, and compensating factors for higher DTI ratios in conventional lending.
Loan Prospector automated underwriting guidelines including system recommendations, manual underwriting triggers, and conditions for overriding automated decisions in the underwriting process.
Federal Housing Administration mortgage insurance premium guidelines including upfront and annual premium calculations, cancellation criteria, and premium refund policies for FHA-insured loans.
Veterans Affairs funding fee guidelines including fee percentages, exemption criteria for disabled veterans, and fee calculations for different loan types and down payment amounts.
Guidelines for condominium project approval including warrantability requirements, HOA financial review, owner-occupancy ratios, and project concentration limits for conventional loans.
Comprehensive guidelines for documenting and verifying self-employed borrower income including tax returns, profit and loss statements, and business financial documentation requirements.
Federal Housing Administration cash-out refinance guidelines including loan-to-value limits, seasoning requirements, and cash-out restrictions for FHA-insured refinance transactions.
Veterans Affairs streamline refinance guidelines including net tangible benefit requirements, seasoning periods, and documentation standards for VA Interest Rate Reduction Refinance Loans.
Veterans Affairs streamline refinance guidelines including net tangible benefit requirements, seasoning periods, and documentation standards for VA Interest Rate Reduction Refinance Loans.
Complete Fannie Mae appraisal guidelines including Uniform Standards of Professional Appraisal Practice (USPAP) compliance, comparable sales analysis, property condition requirements, and appraisal review standards for conventional loans.
Freddie Mac appraisal requirements including Home Valuation Code of Conduct compliance, appraiser independence standards, property inspection requirements, and automated valuation model (AVM) usage guidelines.
Federal Housing Administration comprehensive appraisal guidelines including FHA-approved appraiser requirements, property safety and soundness standards, repair requirements, and appraisal update procedures.
Veterans Affairs appraisal standards including VA-approved appraiser requirements, Minimum Property Requirements, Certificate of Reasonable Value (CRV) process, and property condition assessments.
Guidelines for Property Inspection Waiver eligibility including automated valuation criteria, property data requirements, loan risk assessment, and PIW acceptance standards for conventional loans.
Freddie Mac guidelines for Automated Collateral Evaluation including waiver eligibility, property data verification, collateral risk assessment, and ACE acceptance criteria for qualified transactions.
Federal Housing Administration property flipping restrictions including 90-day anti-flipping rule, exceptions for inherited properties, and additional appraisal requirements for recently sold properties.
Veterans Affairs Tidewater Initiative guidelines including appraised value notification process, reconsideration of value procedures, and additional comparable sales submission requirements.
Comprehensive guidelines for manufactured housing appraisals including real estate vs personal property classification, foundation requirements, HUD Code compliance, and comparable sales analysis for manufactured homes.
Freddie Mac condominium appraisal requirements including project warrantability review, comparable sales analysis for condos, HOA financial assessment, and unit-specific valuation standards.
Federal Housing Administration condominium guidelines including FHA-approved project requirements, spot loan criteria, condominium appraisal standards, and project recertification procedures.
Veterans Affairs guidelines for condominium and Planned Unit Development appraisals including project approval requirements, common area assessments, and special valuation considerations for shared ownership properties.
Guidelines for appraising rural and unique properties including expanded comparable sales search areas, special use properties, agricultural land considerations, and alternative valuation methods.
Freddie Mac appraisal quality control guidelines including post-closing appraisal review, quality scoring systems, appraiser performance monitoring, and corrective action procedures.
Federal Housing Administration guidelines for appraisal updates including completion of construction requirements, appraisal aging limits, property condition changes, and re-inspection procedures.
Veterans Affairs guidelines for appraising energy-efficient and green building features including renewable energy systems, energy-efficient improvements, and environmental impact considerations in property valuation.
Comprehensive guidelines for properties with Accessory Dwelling Units including rental income calculations, property classification, zoning compliance, and appraisal considerations for ADUs and in-law suites.
Guidelines for financing two-to-four unit properties including duplex, triplex, and fourplex requirements, rental income verification, property management considerations, and investment property loan standards.
Federal Housing Administration guidelines for two-family properties including owner-occupancy requirements, rental income calculations, property condition standards, and duplex appraisal requirements.
Veterans Affairs guidelines for multi-unit properties including two-to-four unit financing, rental income verification, property management requirements, and VA-specific multi-family standards.
Guidelines for properties with outbuildings including detached garages, workshops, barns, and other structures. Covers contribution to value, safety requirements, and appraisal considerations for detached improvements.
Freddie Mac guidelines for valuing accessory structures including guest houses, pool houses, detached workshops, and agricultural buildings. Includes safety inspections and contribution to property value assessments.
Federal Housing Administration requirements for accessory buildings including safety standards, structural integrity, and contribution to property value. Covers sheds, detached garages, and other outbuildings.
Veterans Affairs guidelines for properties with outbuildings and agricultural features including barns, silos, equipment buildings, and farm structures. Covers rural property considerations and agricultural use assessments.
Guidelines for properties with in-law suites and multigenerational housing features including separate entrances, kitchen facilities, rental income potential, and family use considerations.
Investment property guidelines for small multi-family properties including cash flow analysis, property management requirements, market rent verification, and investor qualification standards.
Federal Housing Administration standards for financing properties with ADUs including legal conformity, rental income calculations, owner-occupancy requirements, and ADU-specific appraisal guidelines.
Veterans Affairs guidelines for properties with accessory dwelling units and secondary housing including rental income verification, property use restrictions, and VA-specific ADU requirements.
Join thousands of loan officers, underwriters, and mortgage professionals who rely on LoanGuide Pro for accurate, up-to-date guidelines.
Stop wasting time searching through multiple websites. Get instant access to all loan guidelines in one powerful platform.